HomeUPST • NASDAQ
Upstart Holdings Inc
$21.50
After Hours:
$21.69
(0.88%)+0.19
Closed: Sep 23, 7:59:02 PM GMT-4 · USD · NASDAQ · Disclaimer
StockUS listed securityUS headquartered
Previous close
$21.31
Day range
$20.41 - $21.80
Year range
$20.41 - $401.49
Market cap
1.75B USD
Avg Volume
7.36M
P/E ratio
23.90
Dividend yield
-
Primary exchange
NASDAQ
Financials
Income Statement
Revenue
Net income
(USD)Jun 2022Y/Y change
Revenue
230.48M17.92%
Operating expense
209.20M56.74%
Net income
-29.87M-180.12%
Net profit margin
-12.96-167.92%
Earnings per share
0.01-98.39%
EBITDA
-26.44M-166.45%
Effective tax rate
-0.08%
Total assets
Total liabilities
(USD)Jun 2022Y/Y change
Cash and short-term investments
790.43M56.12%
Total assets
1.92B111.92%
Total liabilities
1.16B515.40%
Total equity
757.07M
Shares outstanding
81.35M
Price to book
2.31
Return on assets
-3.82%
Return on capital
-4.31%
Net change in cash
(USD)Jun 2022Y/Y change
Net income
-29.87M-180.12%
Cash from operations
-53.64M-157.80%
Cash from investing
-9.94M75.52%
Cash from financing
-34.69M-115.13%
Net change in cash
-98.27M-134.91%
Free cash flow
107.58M384.95%
About
Upstart is an AI lending platform that partners with banks and credit unions to provide consumer loans using non-traditional variables, such as education and employment, to predict creditworthiness. The founding team includes Dave Girouard, former President of Enterprise Google, Paul Gu, a Thiel Fellow, and Anna Counselman, former Manager of Global Enterprise Customer Programs and Gmail Consumer Operations at Google. Upstart first launched in April 2012 with an Income Share Agreement product, which enabled individuals to raise money by contracting to share a percent of their future income. In May 2014, Upstart pivoted away from this product and toward the personal loan marketplace. With this pivot, Upstart began offering a traditional 3-year loan, and has since expanded to offer a 5-year loan product as well. Upstart developed an income and default prediction model to determine creditworthiness of a potential borrower. Wikipedia
Founded
Apr 2012
Employees
1,497
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